daveon: (Default)
daveon ([personal profile] daveon) wrote2007-07-05 12:53 pm

Sicko...

So, I haven't seen the movie but here's a choice one for you.

M's asthma isn't covered by our medical insurance because it is a pre-existing condition. 

"A medical condition is considered to be pre-existing if the member did not have prior health insurance or did not have health insurance within 180 days of enrolling in this plan."

I just tried to explain the NHS to somebody on the phone who completely boggled at the concept.

So...  now we have to enter the appeals process and I need to think about what getting a renewal on my blood pressure medication is going to cost me.

[identity profile] purplecthulhu.livejournal.com 2007-07-06 07:51 am (UTC)(link)
The worry with this is that if something nastier and more expensive happened then your insurance company could argue that this was related to your pre-existing condition and refuse to pay up. I guess this depends on how long you're expecting to stay in the US.

[identity profile] daveon.livejournal.com 2007-07-06 04:59 pm (UTC)(link)
Well, M will be working for MS who have a much better health plan frankly, so we'll probably be using that in future.